Terms of Service

Last Updated: January 2025

1. Acceptance of Terms

By accessing or using Zebit services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services. These terms constitute a legally binding agreement between you and Zebit.

2. Eligibility

To use Zebit services, you must be at least 18 years old, a legal resident of the United States residing in a state where we operate, have a valid Social Security number, have a verifiable source of income, and have an active bank account in your name.

3. Account Registration

You agree to provide accurate, current, and complete information during the registration process. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Financing Terms

Specific financing terms including APR, payment schedule, and total cost will be disclosed before you complete any purchase. By accepting a financing offer, you agree to repay the full amount according to the agreed schedule. Late payments may result in fees as disclosed in your agreement.

5. Use of Services

You agree to use Zebit services only for lawful purposes and in accordance with these terms. You may not use our services to engage in fraudulent activity, provide false information, or violate any applicable laws or regulations.

6. Intellectual Property

All content on this website including text, graphics, logos, and software is the property of Zebit and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

7. Limitation of Liability

Zebit shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. Our total liability shall not exceed the amount you paid to Zebit in the twelve months preceding the claim.

8. Modifications

We reserve the right to modify these terms at any time. Changes will be effective upon posting to this website. Your continued use of our services after changes constitutes acceptance of the modified terms.

9. Governing Law

These terms shall be governed by the laws of the State of Texas without regard to conflict of law principles. Any disputes shall be resolved in the courts of Dallas County, Texas.

10. Contact

Questions about these terms should be directed to [email protected] or by mail to: Zebit, 2847 Commerce Street, Suite 450, Dallas, TX 75226.